Capital Finance
4 min readDec 15, 2020

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Capital.Finance: Open DeFi Protocol for the Future of Finance

Brief

https://capitaldefi.finance/

Decentralized finance has been touted as the key to drive mainstream blockchain adoption. Since the focus shifted from ICOs to DeFi and the development of projects that have massive use cases, the DeFi space has witnessed an increase in the number of people interested and investing in the space.

Capital. Finance wants to build a transparent DeFi ecosystem that makes earning and building DeFi projects as easy as possible.

Content

Ethereum was created in 2015 to be a robust network for building blockchain applications. Since Vitalik Buterin developed the Ethereum network, many innovative concepts have sprung up, one of which is Decentralized Finance. It would be misleading to say DeFi just sprung up, it has been around for quite a while but left unnoticed because cryptocurrency enthusiasts were focused on the juicier ICO scheme, and completely neglected a far more promising sector.

However, 3 years ago with projects like MakerDAO, Compound, Aave, and Synthetix, DeFi has begun to receive massive recognition. Now, more and more DeFi applications are being built on the Ethereum blockchain. In just three years, the total value of assets locked in DeFi projects has crossed $6 billion. It is no longer news that we are in the DeFi era.

Capital.Finance wants to play the role of an administrator in this era and help make earning and building easier for cryptocurrency lovers. We understand how important decentralized finance is to the future of blockchain technology and how crucial it is as a backbone for future financial infrastructures.

Blockchain technology was created to enable a more decentralized financial ecosystem. With DeFi, we are one step closer to achieving that. We have projects in this space that perform core financial services thought to be impossible for blockchain applications. We have lending and borrowing right on the blockchain, some DeFi projects allow you to trade securities by using synthetic tokens that represent the stocks or commodity you want to trade, and we have insurance on the blockchain.

These are core financial functions right on the Ethereum blockchain, and Capital.Finance wants to be a part of this renaissance while providing financial solutions that will improve the lives of people.

Some of these solutions include:

Staking

Stake CAP tokens and earn 100% on your investments annually.

Capital.Finance allows users to earn passive income through staking. You can earn up to 0.27% returns on your crypto-asset investments every day, and about 8.3% interest a month when you stake your assets on the Capital.Finance platform.

You can also stake your assets for a fixed three-year period and earn 100% on investment every year for three years. This works just like a fixed deposit in traditional banking but it’s now integrated directly on the blockchain. This is why many believe DeFi is finally bringing traditional financial services to the blockchain industry.

For Capital.Finance users, they can access staking services for now while other features are in the pipeline, to be launched from the first quarter of next year.

Staking on Capital.Finance is pretty unique. Staking CAP token guarantees a fixed ROI for life unlike staking on other yield staking or farming pools where even with a higher APR reduces over time with increase in circulation of their tokens. With CAP staking tokenomics, you’re guaranteed a fixed APR even when CAP tokens start getting circulated. This will only stop when the burn limit is reached. Pools are ended at this point and new speaking pools are activated.

You can withdraw your interest without paying any fees (you’ll still have to pay for gas to process the transaction on the Ethereum network). A 48-hour lockup period is required for the CAP protocol and it begins at the start of staking. You can withdraw your investment and the interest at any time after the maturity period.

You should know you can only stake CAP tokens to enjoy 100% ROI. The stake entry and exit fee is 0.5% of your total tokens, with tokens collected from staking fees burned once every three months to activate a new staking pool.

After each coin burn, the details will be announced in the official Capital.Finance Telegram group with the transaction available for all members to see.

Farming

Cryptocurrency farming is a goldmine for every cryptocurrency investor. Optimize your earning potential across all protocols with Capital.Finance.

What we do is help you manage all your assets on one platform and help you maximize earnings on your favorite pools. The Capital smart contract enables you to manage your assets, swap your tokens and enable you to earn fees for providing liquidity to several pools.

Insurance

Insurance on the blockchain has been made achievable with the rise of DeFi. We have built a decentralized ecosystem with all the infrastructure to make insurance possible on the platform.

Capital.Finance designed the full insurance process from filing claims and withdrawing your insurance benefits on the blockchain.

Launchpad

Capital.Finance helps new businesses develop and launch their blockchain projects while positioning said projects for success.

Capital.Finance will help these projects with promotion and marketing strategies to help them reach their target audience in the blockchain community.

Trading

Capital.Finance is in the late stage of developing a fast, secure and robust trading platform for users. Users will be able to trade popular cryptocurrencies like BTC, ETH, XRP, LTC against a host of tokens.

CAP Swap

Through the Capital.Finance DEX (CAP Swap), you can seamlessly between your ERC-20 tokens or for Ethereum on the blockchain. The CAP Swap protocol will provide scalability, low transaction cost and speed when performing swaps between one token to another.

Conclusion

Decentralized finance is here to stay, and a platform like Capital.Finance is doing everything to make this statement a reality. With amazing features that enable earnings and building solutions, we have a gem in our hands.

Capital.Finance is currently distributing 79,999 CAP tokens with 35% tokens to be distributed on the Uniswap protocol.

Capital is building the future for blockchain technology by building a new kind of decentralized ecosystem. We are in the age of DeFi, we might as well enjoy all the benefits attached.

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Capital Finance

Capital. Finance is a Defi project based on Ethereum's blockchain that creates a new DeFi exchange allows users to swap tokens with serval other use cases.